SWP Calculator

Initial Annual Withdrawal:

Total Amount Invested:

Total Amount Withdrawn:

Final Value:

How to Use the SWP Calculator

Welcome to our SWP (Systematic Withdrawal Plan) Calculator! This tool helps you manage your investments efficiently, ensuring you get the best returns with minimal risk. Follow the steps below to use the calculator and see how your investment grows over time.

How to Use the SWP Calculator:

  1. Enter Total Amount: Input the total amount you wish to invest.
  2. Interest Rate: Enter the annual interest rate (recommended max 6% per annum).
  3. Withdrawal Period: Specify how long you want to receive withdrawals (in years).
  4. Inflation Rate: Input the expected annual inflation rate.

Example Calculation:

  • Total Amount: ₹1,00,000
  • Interest Rate: 5%
  • Withdrawal Period: 10 years
  • Inflation Rate: 2%

Results:

  • Initial Annual Withdrawal: ₹13,200
  • Total Withdrawn Amount: ₹1,32,000
  • Maturity Value: ₹0 (If fully withdrawn)

Graph Representation:

  • Visualize your withdrawals and remaining investment over time.
  • The graph showcases the withdrawal amount and how the value depletes annually.
  • Recommendations for maintaining a sustainable withdrawal rate (max 6% per annum) to ensure long-term financial stability.
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